币安人生
币安人生#94币安人生 ('Binance Life') is a Chinese-named meme coin on BNB Chain, launched on Four.Meme in October 2025 after a phrase used by Binance founders.
Does not clear all 8 Shariah criteria. Needs caution: excessive uncertainty (gharar). Fails: nature of the asset, gambling (maysir), and usage.
- 4 pass
- 1 caution
- 3 fail
Verdict history
- DoubtfulCurrent
First publication
Fundamentals, market picture and news will appear here.
Halal analysis
Can a Muslim hold 币安人生?8 Shariah criteria
4 pass · 1 caution · 3 failHolding the token pays nothing: it has no staking, interest or fee-sharing function.
Riba is interest or any guaranteed increase on a loan. The token is a plain BEP-20 contract with a fixed supply and no staking, reward or interest function, so holding it produces no return. With no interest mechanism in the asset, the criterion is at the maximum; lending the token through third parties is interest and is covered under trading mechanisms.
A meme token with no product, function or rights; its only value is what traders will pay for it.
This criterion asks whether the asset has real value as property (mal). The token has no team, website, whitepaper or use beyond trading; it gives holders no rights and serves no app. DL News describes it as a memecoin whose name is a Chinese-community phrase for people who made money on Binance-linked tokens. No authoritative screening list rates it. An asset whose only content is a meme and market sentiment has very weak claim to being property with real benefit, so the criterion fails.
Its value moves on hype: it rose to $524 million within four days of launch, then fell 65% in a day.
Maysir is gambling: gaining or losing by chance rather than through productive exchange. The token launched on a memecoin launchpad and surged after Binance co-founders posted its name on X. DL News reports it reached a $524 million market value by 8 October 2025, then fell 65% within 24 hours, while 14 wallets realised profits of more than $1 million each. In 2026 the price moved more than tenfold within four months. Gains for some holders are matched by losses for others, with no underlying activity, so the criterion fails.
There is no issuer or protocol that earns income, so there is no impermissible revenue.
This criterion asks how the issuer or project earns money and whether that income is permissible. The token has no issuer, treasury, fees or revenue: it is a community-run meme token with no owner on the contract. With no concrete impermissible income, the criterion is at the maximum; its speculative nature is assessed under gambling and usage.
No named team, no website or whitepaper, and no one accountable for the project, although the supply is fixed at 1 billion tokens with no further issuance reported.
Gharar is excessive uncertainty or hidden information. CoinGecko and CoinMarketCap report total, max and circulating supply all at 1 billion tokens, with no further issuance mechanism listed. But there is no named team, no website, no whitepaper and no disclosure of who holds large balances, and the price depends on social-media attention. These are concrete uncertainties about what the holder owns and who stands behind it, so the criterion is at caution.
The token is used only for speculative trading; no product or payment use was found.
This criterion looks at what the asset is actually used for. No app, payment use or service built around the token was found; it is held and traded as a meme coin on Binance, PancakeSwap and other exchanges. DL News frames it as a token that minted millionaires through trading. With speculation as the only use, the criterion fails.
Fully paid spot trading is available on Binance and PancakeSwap, and the token can be held in any BNB Chain wallet.
This criterion asks whether the asset can be owned in a permissible way. The token trades spot with full payment and delivery on Binance, PancakeSwap and other exchanges, and as an ordinary BEP-20 token it can be held in self-custody. Ownership does not depend on derivatives or leverage, so the criterion is at the maximum.
No concrete fraud, hack or team dump is documented; the harm of meme speculation is counted under gambling.
Maslahah weighs benefit against harm. The token has little benefit beyond trading, but no source collected documents fraud, a hack, a rug pull or a team dump involving it, and the contract has no owner who could change it. The harm from speculation is counted under maysir and usage, not again here, so this criterion is at the maximum.
How you can use it
Tap a card for the ruling and sourcesBuying the token with full payment and immediate delivery is available on Binance, PancakeSwap and other exchanges, and the tokens can be moved to a self-custody wallet. Spot is acceptable for a DOUBTFUL asset for those who follow the permissive view, but the token fails the gambling criterion.
No exchange-traded fund or product holding this token was found. A product that held it would be judged like spot; its structure would need checking.
The token is not used as a means of payment. Tier-1 bodies such as Indonesia's MUI rule that using cryptocurrency as currency is not permissible.
Not available natively: the token has no staking function and no validation work. Products marketed as staking for it get their return from somewhere else, usually lending or incentives, and must be checked.
Margin trading is never acceptable: it is a deferred exchange with borrowed money and leverage (AAOIFI SS 20).
Futures, perpetuals and options always fail under AAOIFI SS 20: deferred exchange without delivery, usually with leverage.
Lending the token through exchange or DeFi lending programmes pays depositors interest from borrowers. This is riba.
The token pays holders nothing itself. Yield products on it get their return from lending or similar interest-like sources and fail.
Scholars quotes
Penggunaan cryptocurrency sebagai mata uang hukumnya haram, karena mengandung gharar (ketidakjelasan), dharar (bahaya) dan bertentangan dengan Undang-Undang nomor 7 tahun 2011 tentang Mata Uang dan Peraturan Bank Indonesia nomor 17 tahun 2015 tentang Kewajiban Penggunaan Rupiah di Wilayah Negara Kesatuan Republik Indonesia.Sebagaimana mata wang yang lain, mata wang digital hendaklah tidak digunakan sebagai bayaran kepada barangan, perkhidmatan dan aktiviti tidak patuh Syariah seperti pembelian dadah, pelacuran, perjudian dan pendanaan aktiviti keganasan serta penggubahan wang haram.The SAC has also resolved that investment and trading of Digital Assets that fulfil the above requirements and which are traded on Digital Asset Exchange (DAX) registered with SC are permissible.Third: In light of the above and given the significant risks associated with this type of currencies and the instability of their transactions, the Council of the Academy recommends pursuing research and studies on issues affecting its ruling.Bitcoin is a digital currency that does not meet the legal and Sharia criteria that make it a currency subject to the rulings of dealing with official legal currencies recognized internationally.بناءً على ذلك: فلا يجوز شرعًا تداول عملة "البتكوين" والتعامل من خلالها بالبيعِ والشراءِ والإجارةِ وغيرها، بل يُمنع من الاشتراكِ فيها؛ لعدمِ اعتبارِها كوسيطٍ مقبولٍ للتبادلِ من الجهاتِ المخُتصَّةِ، ولِمَا تشتمل عليه من الضررِ الناشئ عن الغررِ والجهالةِ والغشِّ في مَصْرِفها ومِعْيارها وقِيمتها، فضلًا عما تؤدي إليه ممارستُها من مخاطرَ عاليةٍ على الأفراد والدول.According to research and opinion of experts so far, cryptocurrency is not considered ‘ maal ’ (wealth) in Sharia.Muhammadiyah memandang transaksi dan investasi kripto pada dasarnya mubah (boleh) tetapi dengan syarat tertentu.The opinion on this is the same as doing the same with any halal assets such as shares – 1) is permissible, 2) is more debatable and there are differing opinions on short-term trading.Our current position is 'tawaquf'; we can't say it is halal or haram, but we say it is better not to engage in itAs I mentioned at the beginning of this article it is not necessary to substantiate the permissibility of something as long as there are no prohibited factors involved in it or surrounding it.AI-assisted analysis checked against sources. Not a fatwa or investment advice.
Where it trades
Section in preparation
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